Bautista LeRoy Law Firm can offer guidance when dealing with an at-fault driver's insurance provider. Since 1990, our attorneys in the Kansas City Metropolitan Area have dedicated themselves to protecting clients. We specialize in cases involving car, motorcycle, train and truck accidents along with nursing home negligence/abuse cases.

This article offers guidance for communicating effectively with the other driver's insurers when approached, explains the impact of statements you might make and the benefits of hiring a personal injury attorney.

Should You Speak With The Other Driver's Insurance Company After An Accident?

Short Answer: It is wise to be wary when dealing with insurance companies or the insurer of the driver at fault, since their primary goal is reducing payouts by using any statements you made against you.

Although communicating with them to assess your claim is necessary, avoid engaging in lengthy conversations without first knowing how best to protect yourself.

What You Should Know When Speaking To The Other Driver's Insurance Company?

Always bear in mind that anything you say to a driver's at-fault insurance provider could later be used against your interests. Here's a reminder:

• Stick to the Facts
• Do Not Admit Fault
• Do Not Accept a Settlement Immediately
• Limit Your Communication

How Can Statements To The Other Driver's Insurer Affect My Car Accident Claim?

• Injury Evaluations: Insurance companies may use your statements as evidence that any injuries were minor and may dismiss any compensation claims.
• Fault Allocation: Insurance companies could lower your settlement if you admit fault. Many states follow comparative fault, meaning that as your degree of fault increases, the less compensation you would receive.
• Timing of the Claim: Insurance providers could delay or deny your claim if there are inconsistencies in your statements. Be ready to provide medical records, accident reports and any additional supporting documents.

Why Does Hiring A Personal Injury Attorney Offer Benefits?

When dealing with the at-fault driver's insurance provider, it's advisable to be as strategic as possible in your approach. At that point, hiring a personal injury attorney becomes important. Here's why:

• Expertise in Negotiations
• Knowledge of the Law
• Support with Documentation
• Maximizing Your Settlement

When Is The Right Time To Hire An Attorney?

Consultation with a personal injury attorney early can help if you're uncertain whether legal assistance is required in your situation. A legal professional can guide the initial claim process to prevent mistakes from negatively affecting your case.

Insurance companies may tempt policyholders with offers of quick settlements. While this might seem appealing, accepting them might not always be in your best interests. An attorney can assist with evaluating whether the settlement amount is fair or pushing for more compensation might be more advantageous.

What Are The Criteria To Select A Reputable Attorney?

• Expertise: Choose a personal injury attorney with experience dealing with insurance providers.
• Proven Track Record: Choose an attorney with an impressive history of successfully settling and winning similar cases. This should be evaluated through reviewing their case history.
• Strong Communication Skills: Look for an attorney who is easily approachable and can address all of your questions clearly.

Why Choose Bautista LeRoy LLC?

Bautista-LeRoy LLC specializes in car accident personal injury cases. Our legal team has an exceptional record for winning fair verdicts and settlements for clients. We understand how insurance companies operate and how best to protect clients' rights. 

Our attorneys will offer advice in helping clients make wise choices. We take time to fully comprehend each client's situation and provide a personalized approach, be that through negotiations with an insurance provider or appearing before a court.

Suggested Action Steps

• Even if it seems you have no visible injuries, seek medical advice immediately for evaluation.
• Consult a personal injury attorney for legal guidance and to negotiate effectively with insurance providers.
• Gather evidence, such as photos or records of damage and keep a log of any medical treatment provided.
• Do not give recorded statements to insurance adjusters or accept a settlement agreement without consulting an attorney first.

By taking an assertive yet measured approach to handling any situation, you can better protect your rights and gain maximum compensation. Hire a personal injury attorney who can offer reliable advice during this process and defend against insurers looking to take advantage of you. Contact us today at 816-221-0382 or send us an email on our Contact Page. Serving Kansas City, MO and KS as well as surrounding areas of Benton County and St. Louis.