$8,000,000 Bad Faith Case
In Missouri and Kansas, insurance companies have a legal responsibility to act in good faith and treat insured individuals fairly as outlined in their insurance agreements. Unfortunately, not all insurance companies act in good faith and fail to follow the contractual agreement with its insured. Bautista LeRoy LLC excels as Kansas City's bad faith insurance attorneys, helping those individuals who have had a claim denied against them by their insurance company or a third-party's insurer.
Bautista LeRoy Can Help You With Bad Faith Insurance Cases or First Party Insurance Claims
Many insurance companies are not honoring their insurance policies in Missouri and Kansas and this is known as an act of bad faith. Within each contract signed between two parties, there is an implied covenant of good faith and fair dealing. This covenant is more of a promise that if you pay your insurance premiums, when you have a claim against you or your business the insurance company will protect your interest. The insurance company should do this by defending you against the claim and indemnifying you for any claim. If any insurance companies fail to defend and protect your interest, you may have a claim against them.
Beyond recovering damages for someone who was wronged by another, bad faith litigation and vexatious refusal claims also play an important role in promoting consumer protection and confidence in insurance companies. At Bautista LeRoy LLC., we strive to hold every insurance company accountable for bad faith and vexatious actions. Our attorneys will help you with car insurance disputes and other insurance claims if they have been denied. We will perform a detailed review of your insurance policy, to ensure you are fully informed about the coverage you have and the benefits you are entitled to under your policy. If the insurance adjuster improperly denied your claim, we will work to resolve your claim through arbitration or litigation. We handle a variety of insurance disputes including:
- Underinsured and uninsured motorist coverage: You may believe that you are out of luck if you were hurt in a hit-and-run accident or if the driver who caused your accident was uninsured. However, your own auto insurance may cover you in these circumstances. You may also be entitled to additional compensation from your own car insurance if the other driver's insurance was not enough to compensate you for your losses.
- Homeowners' policy claims: Within your homeowners' policy, the insurance company may give various reasons for denying your claim. Their adjusters may claim your policy does not provide coverage; that you caused the damage; that the damage did not exceed your deductible; or that a claim will hurt your insurability. Remember that their adjusters are paid to keep the insurance payouts low and their interpretations and advice may be inaccurate.
Bautista LeRoy LLC Is Here To Get The Most For Your Bad Faith Insurance Settlement
When your insurance company fails to pay your claim under an auto insurance, umbrella insurance, or homeowners' insurance policy, it may have committed a tort and entitled you to a "first-party" cause of action. There are also instances of "bad faith," when the insurance company of the at-fault party, such the other driver in a car accident, fails to settle with you within the driver's policy limits.
At Bautista LeRoy LLC, we think it is unfair that auto insurance companies have unlimited resources in fighting victims and deny legitimate claims hoping the victims will not be able to afford a lawyer. When you hire our firm, we will fight the insurance companies and hold them accountable for the contract they made with you. Give us a call at or contact us online.
Summary
When a serious problem occurs, a person who pays their insurance on time expects to receive the help they need. They trust that they will receive fair and honest treatment by their insurance company. Insurers have a responsibility to treat people fairly and be honest with them. However, even though most insurance companies follow this policy, some insurers have failed to fulfil their obligations. Either they deny lawful claims or refuse to provide insurance. As a result, insurance bad faith can be considered.
Bautista LeRoy LLC is determined to help and represent an individual or business that experiences unjust treatment by their insurance company. By serving clients in three states, including Missouri (also in Kansas City), Illinois, and Arkansas, the firm showed a heart for the aggrieved party. When insurers fail to defend or pay them as required under their policies, lawyers in Bautista LeRoy LLC carefully assist clients in filing claims.
The legal experts at Bautista LeRoy LLC carefully review the benefits and coverage to ensure that insurance adjusters do not improperly deny entitlement. They address specific insurance issues such as motorist coverage and homeowners' denials. This helps clients to get the fair compensation they deserve by holding insurance companies responsible for their actions. Also, this will remind insurance companies to treat their customers honestly and responsibly.
What is faith in insurance?
Bad faith in insurance occurs when an insurance company fails to treat its policyholder fairly and honestly, properly handle claims, and follow the policy terms.
How do I know if my insurer is acting in faith?
You can tell if your insurer is acting in faith by looking at how they handle your claim. For example, if an insurer does not defend you against a claim or if they deny a claim that should have been covered. They may also delay payments without reason and offer a low settlement. Refusing to pay within the policy limits or repeatedly and unfairly denying claims is also bad faith.
What is a first-party insurance claim?
A first-party claim happens when your insurance company do not pay what you are entitled to after a loss.
Can a person recover if the at-fault driver was uninsured or underinsured?
Yes, you might still recover damages if the at-fault driver is uninsured or underinsured and if your insurance company refuses to pay a claim under your policy.
What types of insurance disputes can Bautista LeRoy LLC handle?
Bautista LeRoy LLC handles insurance disputes in Missouri, Illinois and Arkansas. They handle types of insurance disputes. These include: (1) auto insurance disputes like uninsured and underinsured motorist claims, (2) homeowners insurance claims, and (3) first-party and third-party claims. They also handle other disputes involving insurance companies that may have acted in bad faith.
What can you recover from a faith lawsuit?
In a bad-faith lawsuit, you might recover types of damages. You might recover the value of the claim that was wrongly denied. You might also recover compensation for losses caused by the insurer's actions. Additionally, you might recover damages to hold the insurance company accountable for its conduct.
How much does it cost to hire Bautista LeRoy LLC?
Bautista LeRoy LLC works on a contingency fee basis. Clients do not pay any upfront fees for the legal services. The attorneys at Bautista LeRoy LLC only get paid if they successfully win or recover compensation in your bad-faith case. This means you can hire them without worrying about the cost.
