Bad Faith Lawsuits in Missouri, Kansas and Arkansas
In Missouri and Kansas, insurance companies have a legal responsibility to act in good faith and treat insured individuals fairly as outlined in their insurance agreements. Unfortunately, not all insurance companies act in good faith and fail to follow the contractual agreement with its insured. Bautista LeRoy LLC excels as Kansas City’s bad faith insurance attorneys, helping those individuals who have had a claim denied against them by their insurance company or a third-party’s insurer.
Bautista LeRoy Can Help You With Bad Faith Insurance Cases or First Party Insurance Claims
Many insurance companies are not honoring their insurance policies in Missouri and Kansas and this is known as an act of bad faith. Within each contract signed between two parties, there is an implied covenant of good faith and fair dealing. This covenant is more of a promise that if you pay your insurance premiums, when you have a claim against you or your business the insurance company will protect your interest. The insurance company should do this by defending you against the claim and indemnifying you for any claim. If any insurance companies fail to defend and protect your interest, you may have a claim against them.
Beyond recovering damages for someone who was wronged by another, bad faith litigation and vexatious refusal claims also play an important role in promoting consumer protection and confidence in insurance companies. At Bautista LeRoy LLC., we strive to hold every insurance company accountable for bad faith and vexatious actions. Our attorneys will help you with car insurance disputes and other insurance claims if they have been denied. We will perform a detailed review of your insurance policy, to ensure you are fully informed about the coverage you have and the benefits you are entitled to under your policy. If the insurance adjuster improperly denied your claim, we will work to resolve your claim through arbitration or litigation. We handle a variety of insurance disputes including:
- Underinsured and uninsured motorist coverage: You may believe that you are out of luck if you were hurt in a hit-and-run accident or if the driver who caused your accident was uninsured. However, your own auto insurance may cover you in these circumstances. You may also be entitled to additional compensation from your own car insurance if the other driver's insurance was not enough to compensate you for your losses.
- Homeowners' policy claims: Within your homeowners’ policy, the insurance company may give various reasons for denying your claim. Their adjusters may claim your policy does not provide coverage; that you caused the damage; that the damage did not exceed your deductible; or that a claim will hurt your insurability. Remember that their adjusters are paid to keep the insurance payouts low and their interpretations and advice may be inaccurate.
Bautista LeRoy LLC Is Here To Get The Most For Your Bad Faith Insurance Settlement
When your insurance company fails to pay your claim under an auto insurance, umbrella insurance, or homeowners' insurance policy, it may have committed a tort and entitled you to a "first-party" cause of action. There are also instances of "bad faith," when the insurance company of the at-fault party, such the other driver in a car accident, fails to settle with you within the driver's policy limits.
At Bautista LeRoy LLC, we think it is unfair that auto insurance companies have unlimited resources in fighting victims and deny legitimate claims hoping the victims will not be able to afford a lawyer. When you hire our firm, we will fight the insurance companies and hold them accountable for the contract they made with you. Give us a call at 816-221-0382 or chat with use by clicking on the chat box in the bottom right hand corner of your screen.
$9,000,000 Bad Faith Case
Has your insurance claim in Kansas City been denied?
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