Bautista LeRoy can assist if you require the services of an "uninsured motorist lawyer". Since 1990, our personal injury lawyers in the Kansas City Metropolitan Area have offered exceptional representation for personal injury claims. Drawing on decades of combined experience handling nursing home negligence and car accident claims - always with deliver excellent outcomes for clients.

This article delves into uninsured motorist coverage, its effects in no-fault states, and what steps should be taken if an uninsured vehicle is involved in your accident. Furthermore, we will cover some benefits of hiring a lawyer and provide practical steps for anyone needing legal advice.

How does uninsured motorist coverage work?

Uninsured Motorist (UM) coverage pays for what the other driver's insurance should cover.

• Medical expenses, lost income and discomfort often fall within the purview of UM insurance policies.
• An additional layer of insurance protection could provide added financial safeguards should an uninsured motorist hit you.
• Insurance against uninsured drivers may be optional, however, it should still be strongly considered in regions with elevated uninsured driver rates.

Do no-fault states cover UM/UIM policies?

Personal Injury Protection Insurance (PIP) is mandatory in no-fault state. However, UM/UIM coverage may still prove useful.

• UM/UIM may provide coverage not covered by PIP for damages sustained over an extended period.
• It is additional coverage that could provide extra assurance in case your injuries exceed what PIP covers or in a hit-and-run accident.

What happens if the driver that hits you doesn't have insurance?

• Stay calm, assess the situation, contact the police immediately, and gather as much information as possible about the other driver, such as the license plate number or contact info.
• Notify your insurance provider with your lawyer. Your UM coverage will come into play to cover your expenses.
• Consult a personal injury lawyer immediately to receive immediate compensation for injuries sustained.

Why hiring a personal injury lawyer is beneficial.

• Personal injury lawyers can be invaluable allies when handling uninsured motorist claims.
• Lawyers possess the specialized legal knowledge to effectively represent their clients during court proceedings.
• Lawyers can negotiate with your insurer to maximize your compensation.

When is the right time to consult a personal injury lawyer?

If an uninsured motorist causes an accident, seeking legal advice to protect both your rights and interests should be your top priority.

What criteria must I keep in mind when searching for an effective lawyer?

• Experience: When hiring a lawyer to represent uninsured driver claims, be certain they possess vast expertise.
• Communication: Make sure the lawyer keeps you up-to-date and communicates effectively throughout the legal process.
• Trustworthiness: Find a lawyer you feel completely at ease with and who has your full trust.

Why Choose Bautista LeRoy LLC?

• Our team boasts an enviable track record in effectively handling personal injury claims.
• Expertise in uninsured motorist claims and knowledge of applicable laws and regulations.
• Communication is of great significance to us, which is why we go the extra mile in providing updates and responding to any inquiries from clients.

Suggestions for Action

• Seek medical assistance promptly even if injuries appear minor.
• Photograph the scene, and collect witness statements if possible.
• Inform and inquire with your insurer concerning UIM/UM coverage.
• Consult a personal injury lawyer to assess all available options and understand your legal rights.

Do not go through the uninsured driver claim process alone  - seek a personal injury lawyer's services so they can assist in efficiently and quickly settling it. Contact us today at 816-221-0382 or send us an email on our Contact Page. Serving Kansas City, MO and KS as well as surrounding areas of Benton County and St. Louis.